Interest Checking may include, among other fees, a monthly service charge if certain conditions are not met. If you have not enrolled, logged in, and remained active in online banking and consented to receive electronic statements within 30 days from the date of account opening (the Enrollment Period), or if you later revoke your consent to receive electronic statements, this account will be converted to an Interest Checking account. You must also enroll, log in, and remain active in online banking and consent to receive electronic statements. To maintain this account, you must have access to a device that: 1) meets the operating system, Internet browsing, and other requirements set forth in the First Online Terms and Disclosures and 2) connects to a non-public network. This account provides, at no charge, a First debit card, online banking with bill pay and access to electronic statements. eChecking is designed for customers who exclusively use electronic means (debit card, ACH, online banking including bill pay) to make payments. A remotely created check, rather than an electronic debit, may be created by an entity or individual you are paying and to whom you provide your account number and authorize the debit. With eChecking, there is a $1.00 fee for each check presented for payment, including a remotely created check.POS transactions do not include ATM transactions. A point of sale (POS) transaction is one in which you use your First debit card to pay a merchant for a purchase or pay a bill whether by signature or PIN-based.† Feature not available with Health Savings Account (HSA) Heavy equipment, vehicle and fleet loans.Real Estate / Commercial Construction Loans.Large Business Loans | Commercial Lending.Request a Residential Construction Draw.
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